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API Architecture: The Invisible Engine Powering Modern Banking

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By Echezona Agubata 2 Banking has evolved far beyond the days of paper ledgers and long queues. Today, it’s a dynamic force driving Nigeria’s economy, responding to customers in real time, and powering digital innovation. The unsung hero behind this transformation is the Application Programming Interface (API)—a tool that lets bank systems communicate seamlessly with each other and external partners. In Nigeria’s fast-growing digital finance landscape, APIs are the invisible engine enabling banks to offer instant balance checks, process payments at retail checkouts, or verify identities for loan approvals. The secret to their success? A robust API architecture, the structured framework that makes banking secure, scalable, and innovative. Picture API architecture as a bridge connecting islands of financial services. It allows banks to share data securely. In Nigeria, where digital banking is literarily booming, APIs let banks like Coronation Merchant Bank expand services without rebuild...
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CDS advocates peace through golf tournament

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 CDS advocates peace through golf tournament Lagos, June 29, 2025 The Chief of Defence Staff (CDS), Gen. Christopher Musa, has called for peace in Nigeria through the Golf Fore Peace Tournament.   He made the call on Saturday during the one-day tournament at Ikeja Golf Club, Lagos.   Represented by Maj.-Gen. Bolaji Salami (rtd.), the CDS said promoting love and unity across the country had become essential for national development.   ReelzzNewzz24 reports that the CDS Office has sponsored the Golf Fore Peace Tournament for two years as part of its peace advocacy.   Musa said the tournament aimed to unite golfers and promote peace in Nigeria while raising awareness on the importance of national unity.   “This is crucial due to the country’s security challenges. Golf, as a game of life, allows us to engage with nature.   “Nature abhors violence, so engaging with nature through golf promotes peace, which the game symbolises,” he added.   He expressed...
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53,000 personnel trained at Nigerian Armed Forces Resettlement Centre- AVM

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53,000 personnel trained at Nigerian Armed Forces Resettlement Centre- AVM     Lagos, June 20, 2025  The Nigerian Armed Forces Resettlement Centre (NAFRC) says it has trained over 53,000 military personnel, para-military agencies and allied armed forces since inception. The Commandant, NAFRC, AVM Bashir Mamman, said this on Thursday, during the Passing-Out Ceremony of military personnel from NAFRC Course 1/2025, held at the centre in Oshodi, Lagos.   The AVM said that the centre provided relevant vocational trainings and engaged in research as well as development geared toward adequately preparing retiring personnel to face the challenges of re-integrating into civil life. “The realisation of the centre’s mandate has been greatly successful because the training aids beneficiaries to be equipped with entrepreneurial skills toward self-sustenance. “This, in turn, enables retiring personnel to contribute meaningfully to their various communities thus preventing them fr...
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Court remands 34 persons over street trading in Lagos

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Court remands 34 persons over street trading in Lagos   A Magistrate Court sitting in Bolade Oshodi on Tuesday remanded 34 persons in prison custody till July 22 for engaging in street trading along the median of the Alaba Rago -Ojo on the Lagos -Badagry Expressway. The arraigned persons made up of 32 male and 2 female were arrested over the weekend in an operation by KAI and LAWMA operatives to clean and clear the median of the Alaba Rago Ojo road which has been taken over by different traders that have erected illegal structures. Some of those arrested include miscreants who slept in makeshift shed errected on the median to perpetrate crime in that area. Those arrested and arraigned were identified as Ibrahim Abu - 35yrs, Isiaka Ashafa - 31yrs Shaibu Isa - 55yrs, Abubakar Haruna, 29yrs, Aminu Haruna - 21yrs, Aminu Abdullahi - 20yrs, Zakariyahu Yahusa- 50yrs, Sunmola Musa - 25yrs, Samsideen Ali - 21yrs. “Others arraigned include Anthony Oyibo - 68yrs, Abubakar Yusuf- 25yrs, Muhamm...
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GroundZero Winner Urges Nigerians to Stay Focused

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GroundZero Winner Urges Nigerians to Stay Focused Mr Joel Ojigbani, the winner of the GroundZero Reality Show, has urged Nigerians to strive for their goals and avoid distractions that could prevent them from achieving their targets.  Ojigbanisaid this in an interview with journalists while elaborating on the way he won the reality show. Ojigbani, emerged as the winner of GroundZero, a reality television show where contestants are to build business from the scratch without capital. The show which was hosted by Frank Edoho, ended with a thrilling victory as contestant, Joel Ojigbani hit the ₦1 million target and bagged the ₦5 million grand prize. Ojigbani said that the show push his limits and boundaries, thereby making him see things differently and challenging him. “To be honest, particularly in the show came at a perfect time for me cause I was going through a breakup so participating in the show was a beautiful distraction for me. “What helped me in becoming the winner was that ...
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Nigerian Navy boasts of fleet expansion, celebrates Ceremonial Sunset as it marks 69th Anniversary

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 Nigerian Navy boasts of fleet expansion, celebrates Ceremonial Sunset as it marks 69th Anniversary  Lagos, June 3, 2025  The Chief of the Naval Staff (CNS) Vice Adm. Emmanuel Ogalla has said that the Nigerian Navy would continue to invest in fleet expansion and platforms that would continue to guarantee maximum security in our territorial waters and the Gulf of Guinea region. Ogalla said this at the Ceremonial Sunset and Dinner which held on Sunday at the Naval Dockyard Ltd., Victoria Island, Lagos to conclude the week-long 69th Nigerian Navy Anniversary. The event was graced by notable personalities including the Chief of Defence Staff, Service Chiefs, the Korean Ambassador, members of the diplomatic corps, heads of paramilitary agencies, retired naval chiefs, and members of the Naval Officers' Wives Association (NOWA). The CNS expressed gratitude to the Minister of State for Defence, Alhaji Bello Matawalle, who was the Special Guest of Honour, and other notable disting...
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NOWA celebrates togetherness at "Sister and Spice" evening

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 NOWA celebrates togetherness at "Sister and Spice" evening  Lagos, May 3, 2025 Members of the Naval Officers' Wives Association (NOWA) on Monday came together to unwind in celebration of unity and harmony in the association as the Nigerian Navy just concluded its 69th Anniversary celebration. Mrs Zainab Akpan who represented the NOWA President, Mrs Ijeoma Ogalla said that the event became necessary for the wives of the officers to relax and entertain themselves after a cumbersome Naval anniversary. The 'Sister and Spice' evening event held at Nigerian Navy Ship QUORRA and featured a movie screening, drama, certificate presentation alongside other social activities that had some notable Nollywood stars in attendance. Akpan said that one of their members who is an award winning movie producer, as Mrs Memunat Yahaya produced the movie Sister and Spice which was used as the theme for the occasion. "This program is for women to come together, have fun and feel go...
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